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"Dan''s capabilities will be a tremendous asset in this highly competitive market," says Nancy Mercer, Executive Vice President of First Horizon''s Western Division. "He shares our commitment to building long-term relationships with both new and established builders and will work hard to ensure they receive the service they deserve."

"With Dan Schmidt at the helm, I''m confident that our 2003 Builder Initiative will be welcomed by the industry''s top home builders and construction firms," said Jerry Baker, First investigation Horizon President and CEO. "Dan''s industry background fraud and networking skills will help us offer highly personalized financing solutions to builders and their clients alike."

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