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"Builders have unique financing needs - that''s why they prefer to work with a lender that understands these needs," added Jeffrey Brown, Executive Vice President of First Horizon''s Eastern Division. "Dan and his team of specialists are fully prepared to provide new their clients with the flexibility they need, plus the fast decisions required in today''s construction and building markets."

"With Dan Schmidt at the helm, I''m confident that our 2003 Builder Initiative will be jersey welcomed by the industry''s top criminal home builders and construction firms," said Jerry Baker, First defense Horizon President new and CEO. "Dan''s industry background and networking skills will help us offer highly personalized financing solutions to builders and their clients alike."

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